About the role
Job Title: 2027 Commercial Summer Intern - Houston, TX
Location: Houston, TX
Duration: 10 weeks
Start Date: June 1, 2027
Commercial Summer Internship Program
The Commercial Summer Internship Program is designed to give interns a look at Citizens Bank’s culture and exposure into one of the many commercial banking business lines through project-based assignments, learning curriculum, networking, volunteer opportunities and formal mentorship. Responsibilities will vary based on the group you’re assigned to and will leverage your unique skills and abilities. At the conclusion of the program, high-performing interns will receive early consideration for full-time opportunities within the line of business in which they completed their summer internship.
As a member of the Oil & Gas vertical with the Corporate Banking portfolio management team, Summer Analysts will support a team of Portfolio Managers and Relationship Managers to understand and apply credit policy and field questions related to financial analysis and interpreting financial statements.
Job Responsibilities
- Conduct written summaries of related industry and market environments,
preliminary customer/prospect analysis including Sponsor analysis, and Borrower’s operating history and repayment capacity.
- Identify situations that may require policy exceptions and make
recommendations that mitigate credit risks or remedy possible exceptions.
- Communicate internally on financial analysis or account management issues.
- Interact directly with Portfolio Managers and Relationship Managers and to
answer questions related to financial reporting requirements and interpreting financial statements.
- Participate in the underwriting process and conduct accurate, well organized
analysis of various commercial borrowers including financial statement and projection analysis along with preparing profitability, risk and facility rating models.
Qualifications
- Successfully
