2027 CAE, Winter Global Credit Intern (4 months)

Job Description

What is the opportunity? Looking to start your career in Financial Services? Join our Internal Audit, Global Credit Risk team and gain hands-on experience assessing the effectiveness of credit risk management practices across RBC. RBC fosters a positive learning environment for students by providing support and resources to help strategize your career path. This is an exciting opportunity to be part of a high-performing and dynamic global group. The Global Credit group is part of the bank’s Internal Audit function, providing independent assurance over credit risk management practices across multiple lines of business. Winter Interns are recruited to support various teams within the group, including Wholesale Credit Risk, Retail Credit Risk, Wealth Management Credit Risk, Credit Risk Review, and Commercial Credit Risk. This role offers valuable exposure to a broad spectrum of credit risk processes that support the bank’s lending activities What will you do? You will join a specific Global Credit team to work with throughout the Winter term. The roles and responsibilities will vary depending on the team you are assigned to but could include: Participate in planning and executing audits across multiple credit risk disciplines, gaining exposure to both retail and wholesale credit portfolios. Work alongside experienced auditors to perform walkthroughs, control testing, and portfolio reviews. Analyze credit exposure, migration trends, and risk metrics to identify emerging issues and themes. Contribute to the evaluation of credit risk rating, monitoring, and provisioning processes. Prepare clear, well-documented workpapers that support audit conclusions and recommendations. Research industry, regulatory, and market developments impacting credit risk management. Attend audit team and stakeholder meetings, gaining exposure to how findings are communicated to senior leaders. Gain first-hand experience in how Internal Audit supports the bank’s sound credit risk